Settlement news
Equifax Hard-Inquiry Dispute
Published 2026-10-15 · Class Action Hero
Mailed Equifax a hard-inquiry dispute coded "not mine"/"unauthorized" (certified group Oct 2016–Mar 2026; general group Aug 2021+) and got a "factual record of file access" response
Time left to file
45 days left
Deadline: Nov 29, 2026
The facts
- Deadline
- Nov 29, 2026
- Settlement fund
- $30M (total fund, not individual payout)
- Who qualifies
- Mailed Equifax a hard-inquiry dispute coded "not mine"/"unauthorized" (certified group Oct 2016–Mar 2026; general group Aug 2021+) and got a "factual record of file access" response
- Proof needed
- id
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Fund figures are total settlement funds, not individual payouts. Allegations are attributed to the underlying filings. Deadlines can change -- always confirm on the official claim site before filing.