Where do I file my claim?

File your claim on the official settlement administrator site: https://www.equifaxdisputeclassaction.com

Verified 1 hours ago against the official settlement site

Equifax Hard-Inquiry Dispute Settlement

Q: What is the deadline to file a claim for Equifax Hard-Inquiry Dispute?

The claim filing deadline is Nov 29, 2026. Filing windows can move by court order — confirm the date on the official settlement site before filing.

Mailed Equifax a hard-inquiry dispute coded "not mine"/"unauthorized" (certified group Oct 2016–Mar 2026;… Claim by Nov 29, 2026.

Claim filing deadline

Nov 29, 2026

39 days left. Filing windows can move by court order — confirm the date on the official settlement site before filing.

Add the deadline to your calendar

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01What happened

This settlement resolves claims involving Equifax Hard-Inquiry Dispute (settlement). Mailed Equifax a hard-inquiry dispute coded "not mine"/"unauthorized" (certified group Oct 2016–Mar 2026; general group Aug 2021+) and got a "factual record of file access" response. Those who qualify can file a claim for a share of the $30M fund.

Total settlement fund: $30M — the amount the court set aside, not a per-person figure.

02Who's eligible

Mailed Equifax a hard-inquiry dispute coded "not mine"/"unauthorized" (certified group Oct 2016–Mar 2026; general group Aug 2021+) and got a "factual record of file access" response

03What you get

The total settlement fund is $30M. Individual payments depend on how many valid claims are filed — per-person amounts are estimates from published caps, never promises.

CA enhanced: est. $100–$400 by group (pro rata); notice-gated.

04What proof you need

Notice / account ID

The notice ID or account number from the email or postcard the administrator sent you.

05How to file

Gather what the form asks for: The notice ID or account number from the email or postcard the administrator sent you.
Open the official claim form on the administrator’s site using the link below.
Fill in your information and eligibility details truthfully.
Submit before Nov 29, 2026 and save your confirmation number.

You always file on the official settlement administrator's site — this page never files for you.

File your claim

Claim link: verified against the official site

Problems filing?

Missing PIN, moved recently, or not sure you qualify — the settlement administrator can help.

Moved recently? The administrator can look you up by name and old address and reissue a PIN — file with your current address and attach receipts from the class period. No PIN? If you never got the mailed notice, the administrator can verify you manually. Tip: the official site's FAQ usually covers moved addresses, lost notices, and missing PINs — check there first.

Want a lawyer to look at your claim?

If your situation is complicated, a plaintiff-side attorney can review it for free. We'll only share your info with a plaintiff-side law firm, and only if you ask us to. We never sell your data.

06Before you file

Only file where you genuinely qualify. Every claim is signed under penalty of perjury.
"No proof needed" still means a sworn statement. Nothing to upload, but the statement itself is the legal attestation.
Amounts are total settlement funds — what a court set aside — never per-person payout promises. Individual payments are usually pro-rated and smaller.
When will I get paid? Each settlement pays on its own schedule after the filing window closes and claims are reviewed. Check the official settlement site for timing.

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