Security deposit, gift card cash back, and final paycheck law for New York — each rule with its statute citation and the date it was verified.
Free · no account · we never ask for your SSN or bank login · the claim itself happens on the official site
Security deposit
Your landlord had 14 days to return your deposit or list the deductions in writing. If they were late or kept it wrongly, if they miss the 14 days they lose the right to keep any of it, and a willful violation can add up to twice the deposit.
Return deadline14 days
If the landlord is late or keeps it wronglyLandlord who misses the deadline forfeits the right to retain any portion; actual damages, and for willful violation punitive damages up to twice the deposit
N.Y. Gen. Oblig. Law § 7-108 · Verified 2026-10-21 · Read the statute
Verified from statute summaries of § 7-108(1-a): itemized statement and balance due within 14 days after the tenant vacates.
Gift card cash back
If less than $5 is left on your gift card, you can choose to get that money in cash.
Cash backless than $5
The ruleWhen the remaining value of a gift card or gift certificate is less than $5, the holder may opt to receive cash for the balance.
N.Y. Gen. Bus. Law § 396-i · Verified 2026-10-21 · Read the statute
Applies to gift cards/certificates purchased on or after December 10, 2022 (2022 amendment). Confirmed via the New York courts law-librarian summary of § 396-i and the Department of State consumer alert.
Final paycheck
Your final pay is due on the next regular payday, whether you quit or were fired. A willful failure to pay can double it.
If firedNext regular payday
If you quitNext regular payday
Late-pay penaltyLiquidated damages of 100% of the wages due for a willful failure to pay, plus costs and attorney fees (§ 198(1-a))
N.Y. Lab. Law §§ 191, 198 · Verified 2026-10-21 · Read the statute
Section 191 sets different pay-frequency rules by worker class; the final-pay rule for most employees is payment no later than the regular payday for the pay period in which separation occurred.