Open settlements / Consumer

Equifax Credit Score Error (OMS)

The Equifax Credit Score Error (OMS) class action settlement — who qualifies, the fund size, and the Dec 28, 2026 claim deadline.

Claim deadline: Dec 28, 2026
74 days left
Settlement fund: $100M
Proof needed: Notice / account ID
Needs the class-member or notice ID from your mailed or emailed notice
California: est. $95–$280 pro rata; notice + claim ID/PIN

Who qualifies

U.S. residents for whom Equifax reported an inaccurate credit score/attribute to a third party Mar 17–Apr 8, 2022 due to a coding error

How to file

The official claim form is on the court-appointed settlement site. Filing takes a few minutes.

File a claim →

https://equifaxfaircreditreportingsettlement.com/

What you’ll need

The notice or class-member ID from the letter/email you received
Your full name, mailing address, and email address

Estimated filing time: ~5 minutes

File only where you genuinely qualify. Every claim is signed under penalty of perjury — the eligibility details above describe who the class actually covers. Deadlines can move by court order; confirm the date on the official settlement site before filing.

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Related settlements

Settlement data compiled from court-appointed administrators and public settlement trackers, checked against official claim sites where marked verified. Fund sizes are the published settlement amounts; individual payouts are usually pro-rated and often smaller. This page is information, not legal advice. Page generated October 15, 2026; deadlines can change — always confirm on the official site. Browse all open settlements → · Privacy