Nonbank ATM Surcharge put $167.5M on the table. Your share expires Feb 10, 2027.
Paid an unreimbursed surcharge at an independent (non-bank) U.S. ATM Oct 2007–Aug 2026 Claim by Feb 10, 2027.
Post on X
Post on Bluesky01What happened
This settlement resolves claims involving Nonbank ATM Surcharge (visa/mastercard). Paid an unreimbursed surcharge at an independent (non-bank) U.S. ATM Oct 2007–Aug 2026. Those who qualify can file a claim for a share of the $167.5M fund.
Total settlement fund: $167.5M — the amount the court set aside, not a per-person figure.
02Who's eligible
Paid an unreimbursed surcharge at an independent (non-bank) U.S. ATM Oct 2007–Aug 2026
03What you get
The total settlement fund is $167.5M. Individual payments depend on how many valid claims are filed — per-person amounts are estimates from published caps, never promises.
CA enhanced: separate California statewide class exists.
04What proof you need
No proof neededNothing to upload — just the sworn claim statement on the form itself.
05How to file
- Gather what the form asks for: Nothing to upload — just the sworn claim statement on the form itself.
- Open the official claim form on the administrator’s site using the link below.
- Fill in your information and eligibility details truthfully.
- Submit before Feb 10, 2027 and save your confirmation number.
You always file on the official settlement administrator's site — this page never files for you.
Problems filing?
Missing PIN, moved recently, or not sure you qualify — the settlement administrator can help.
Moved recently? The administrator can look you up by name and old address and reissue a PIN — file with your current address and attach receipts from the class period. No PIN? If you never got the mailed notice, the administrator can verify you manually. Tip: the official site's FAQ usually covers moved addresses, lost notices, and missing PINs — check there first.
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06Before you file
- Only file where you genuinely qualify. Every claim is signed under penalty of perjury.
- "No proof needed" still means a sworn statement. Nothing to upload, but the statement itself is the legal attestation.
- Amounts are total settlement funds — what a court set aside — never per-person payout promises. Individual payments are usually pro-rated and smaller.
- When will I get paid? Each settlement pays on its own schedule after the filing window closes and claims are reviewed. Check the official settlement site for timing.
07Related settlements
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From the court filings
Quotes machine-verified against the official PDFsCase 1:11-cv-01882-RJL-MAU · Document 198 · Filed 08/14/26 · Page 1 of 49
Filings on record show a $167,500,000 Settlement Fund — Visa paying $88,775,000.00 and Mastercard $78,725,000.00. Class Co-Lead Counsel will ask for attorneys' fees of up to 30% of the fund and service awards up to $17,500 for each class representative. Visa and Mastercard deny they did anything wrong.
The allegation
The court-authorized notice summarizes the claims:
“There is a proposed Settlement in a class action lawsuit that says Visa Inc., Visa U.S.A. Inc., Visa International Service Association, Plus System, Inc. ("Visa") and Mastercard Incorporated and Mastercard International Incorporated d/b/a Mastercard Worldwide ("Mastercard") network operating rules violated antitrust laws by prohibiting independent automated teller machine ("IATM") operators from charging differential ATM surcharges (also called access fees). IATM operators were not allowed to "discount" or charge cardholders a lower access fee if transactions could be processed on competing networks that cost less than the Visa or Mastercard networks. Therefore, cardholders paid higher access fees to use IATMs than they should have.”
Long Form Notice, p. 1
The response
Visa and Mastercard deny the claims:
“Visa and Mastercard deny these claims and that they did anything wrong.”
Long Form Notice
“If the Settlement is approved, Visa and Mastercard will collectively pay $167,500,000—Visa ($88,775,000.00) and Mastercard ($78,725,000.00)—into a Settlement Fund.”
“Each valid claim will be eligible to receive a pro rata (or proportional) share of the Net Settlement Fund, based on the number of qualifying surcharged transactions that are submitted.”
“Class Co-Lead Counsel will ask the Court for attorneys’ fees of up to 30% of the Settlement Fund, plus reimbursement of costs and expenses.”
“Class Co-Lead Counsel will also ask the Court for service awards up to $17,500 for each class representative for their work on behalf of the Nationwide and Statewide Classes.”
Gross fund: $167,500,000 · Max fee request: $50,250,000.00 (30.00%) · Net before administration & expenses: $117,250,000.00 — calculated from the quotes above.
Primary filings on record
| Document | Source | Filed | Length | SHA-256 | File |
|---|---|---|---|---|---|
| Order Granting Preliminary Approval of Settlement | U.S. District Court (D.D.C.) via settlement administrator | Aug 14, 2026 | 49 pp. | 026ef420… | PDF ↗ |
| Court-Authorized Long Form Notice | Settlement administrator (AB Data) | Aug 2026 | 12 pp. | a788499b… | PDF ↗ |