Bank of America EFTA put $2M (pro rata equal shares) on the table. Your share expires Dec 11, 2026.
Submitted a dispute/claim to BoA of an unauthorized EFT (debit card/ATM) denied May 6, 2023 – Jul 14, 2026 Claim by Dec 11, 2026.
Post on X
Post on Bluesky01What happened
This settlement resolves claims involving Bank of America EFTA (dennie v. bank of america). Submitted a dispute/claim to BoA of an unauthorized EFT (debit card/ATM) denied May 6, 2023 – Jul 14, 2026. Those who qualify can file a claim for a share of the $2M (pro rata equal shares) fund.
Total settlement fund: $2M (pro rata equal shares) — the amount the court set aside, not a per-person figure.
02Who's eligible
Submitted a dispute/claim to BoA of an unauthorized EFT (debit card/ATM) denied May 6, 2023 – Jul 14, 2026
03What you get
The total settlement fund is $2M (pro rata equal shares). Individual payments depend on how many valid claims are filed — per-person amounts are estimates from published caps, never promises.
CA enhanced: final hearing Jan 4, 2027.
04What proof you need
Notice / account IDThe notice ID or account number from the email or postcard the administrator sent you.
05How to file
- Gather what the form asks for: The notice ID or account number from the email or postcard the administrator sent you.
- Open the official claim form on the administrator’s site using the link below.
- Fill in your information and eligibility details truthfully.
- Submit before Dec 11, 2026 and save your confirmation number.
You always file on the official settlement administrator's site — this page never files for you.
Problems filing?
Missing PIN, moved recently, or not sure you qualify — the settlement administrator can help.
Moved recently? The administrator can look you up by name and old address and reissue a PIN — file with your current address and attach receipts from the class period. No PIN? If you never got the mailed notice, the administrator can verify you manually. Tip: the official site's FAQ usually covers moved addresses, lost notices, and missing PINs — check there first.
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06Before you file
- Only file where you genuinely qualify. Every claim is signed under penalty of perjury.
- "No proof needed" still means a sworn statement. Nothing to upload, but the statement itself is the legal attestation.
- Amounts are total settlement funds — what a court set aside — never per-person payout promises. Individual payments are usually pro-rated and smaller.
- When will I get paid? Each settlement pays on its own schedule after the filing window closes and claims are reviewed. Check the official settlement site for timing.
07Related settlements
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From the court filings
Quotes machine-verified against the official PDFsFilings on record show a $2,000,000 Settlement Fund. Class Counsel will seek attorneys' fees of up to one-third of the Settlement, plus a $5,000 service award for the Class Representative, all paid from the fund. Bank of America denies it violated any law.
The allegation
The court-authorized notice summarizes the plaintiffs’ claims:
“Plaintiff Kirk Layne alleges that Bank of America violated certain provisions of the EFTA by: (a) improperly denying their claims of unauthorized electronic fund transfer(s) related to debit card and ATM transactions; (b) failing to provide sufficient written explanation regarding the basis for the denial(s); and (c) failing to provide, on request by accountholders, the documents it relied on in denying their claim(s).”
Long Form Notice
The response
Bank of America denies wrongdoing:
“Bank of America denies that it violated any law or did anything wrong but has agreed to settle the lawsuit to avoid the cost, delay, and uncertainty of litigation.”
Long Form Notice
“Bank of America has agreed to provide $2,000,000 (the Settlement Fund) to fund (a) payments or Account credits to Settlement Class Members who file a valid and timely Claim Form; (b) any award of attorneys’ fees, costs, and expenses; (c) settlement administration costs; and (d) a service award to the named Plaintiff in this lawsuit.”
“Settlement Class Members who submit timely and valid Claim Forms will receive a pro rata (meaning equal) portion of the Settlement Fund, after the deduction of costs of notice and administration, any Court-approved attorneys’ fees, costs, and expenses, and any Court-approved Service Award to the Plaintiff.”
“Class Counsel will be filing a motion seeking attorneys’ fees of up to one-third of the Settlement and reimbursement of litigation costs to be paid out of the Settlement Fund.”
“Class Counsel will also seek a Service Award for Plaintiff Layne as the Class Representative in the amount of $5,000, subject to Court approval.”
Gross fund: $2,000,000 · Max fee request: $666,666.67 (33.33%) · Net before administration & expenses: $1,333,333.33 — calculated from the quotes above.
Primary filings on record
| Document | Source | Filed | Length | SHA-256 | File |
|---|---|---|---|---|---|
| Court-Authorized Long Form Notice | Settlement administrator (Angeion) | Sep 2026 | 8 pp. | 7fad7aca… | PDF ↗ |